1 (16 ounce) can refried beans
1 (8 ounce) container sour cream
1 (1 ounce) packet Hidden Valley® Original Ranch® Dips Mix
1 cup diced tomatoes
1 (4 ounce) can diced green chiles, rinsed and drained
1 (2 1/4 ounce) can sliced ripe olives, rinsed and drained
3/4 cup shredded Cheddar cheese
3/4 cup Monterey jack cheese
Chopped avocado (optional)

Spread beans on 10-inch serving platter. Blend sour cream and dips mix. Spread over beans. Layer tomatoes, chiles, olives and cheeses on top.

Serve with tortilla chips.

Servings: 8